NAVDISHA — BUILDING INDIA'S NEW FINANCIAL FORCE

Turn spare hours into steady income, from wherever you are.

Navdisha is Zuari Finserv's programme to build a nationwide network of trained Channel Sales Associates — people who help friends, family and their community save and invest better, and earn for every bit of trust they build.

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Restart. Learn. Earn. And create impact. Become a Channel Sales Associate (CSA) with Zuari Finserv
Navdisha Channel Sales Associate — Partner, Refer, Earn, Grow

Learn

Get trained on financial products with expert-led sessions.

Reach your circle

Guide people you already know towards smarter saving and investing.

Build your future

Earn commissions, bonuses and a certification that's yours to keep.

WHO CAN APPLY

Open to anyone looking for a genuine second income.

Navdisha isn't tied to a job title or a life stage. If you're comfortable online and want to earn on your own schedule, this is built for you.

Homemakers & caregivers

Flexible hours that fit around a household.

Working professionals

Build a side income alongside a full-time job.

Retirees

Stay active and put decades of relationships to work.

Recent graduates

Start earning while you plan your next career step.

Career restarters

Coming back after a break, on your own timeline.

Anyone building a second income

If you're digitally comfortable and want more, apply.

The essentials: at least a graduate degree, comfortable with WhatsApp, Zoom and online banking apps, based in a Tier 1, Tier 2 or affluent Tier 3 city. A finance background helps but isn't required — we train you.

WHY JOIN NAVDISHA

Everything you need to start is provided.

Professional training

Learn financial products and client conversations with expert guidance, step by step.

Work from anywhere

A flexible opportunity with full remote support — set your own hours.

Performance-based earnings

Commissions, revenue sharing and bonuses tied directly to what you achieve.

NISM certification support

ZFL sponsors your path to becoming a certified Mutual Fund Distributor.

Ongoing guidance

Continuous handholding from Zuari Finserv's branch and zonal teams.

YOUR JOURNEY

Five steps from interest to income.

01

Submit interest

A short form tells us about you.

02

Selection & onboarding

HR screening, branch and zonal interviews, background checks.

03

Training & enablement

Orientation, product training, and your work-from-home kit.

04

Start earning

Onboard your first clients and start building your book.

05

Grow & achieve

Certification, leadership tracks, and a growing income.

COMPENSATION

What you can earn as a CSA.

A mix of fixed and variable pay, so effort is always rewarded.

ComponentHow it works
Revenue share Earn a share of the revenue on every mutual fund and financial product you distribute, based on realised revenue.
New client bonus A bonus for every new client you bring on board, subject to a minimum account value.
Monthly performance bonus A fixed bonus on top of your commission, paid whenever your monthly target is met.

Commission is a variable component, paid only on actual achievement.

MONTHLY TARGETS
Steady, achievable goals

Your monthly target blends new client acquisitions with the value of investments you help set up — designed to reward consistent effort rather than one big win.

After an initial ramp-up period, Zuari Finserv sponsors your preparation for the NISM V-A exam — your certification fee is reimbursed, recoverable only if you leave shortly after joining.

WHAT YOU'LL DISTRIBUTE

Every product on the Zuari Finserv shelf, in your toolkit.

As a Navdisha CSA, you're trained and certified to guide clients across our full product suite — matched to their goals, timeline and risk appetite.

Capital Market (Listed & Unlisted Equities)

Guide clients through investing and trading in both listed and unlisted equities.

Futures & Options (F&O)

Support clients using futures & options for hedging and growth strategies.

Commodity Trading

Open doors to gold, silver and other commodity market opportunities.

Mutual Funds & Loans Against Mutual Funds

Help clients invest through SIPs and lumpsums, and unlock liquidity with loans against their MF holdings.

Fixed Income – Corporate FD, Bonds & High Yield Debt

Offer stable, fixed-return options for clients who want predictable growth.

PMS & Alternate Investments

Introduce growth-focused clients to portfolio management services, AIFs, REITs and InvITs.

TRAINING & CERTIFICATION

Three phases, built to take you from new to certified.

PHASE 1 · 3 DAYS

Orientation

  • About the Adventz Group
  • About Zuari Finserv
  • Selling techniques & client communication
  • Role and ethics of a Relationship Manager
PHASE 2 · 3 DAYS

Product & platform training

  • Client onboarding & KYC
  • Zuari MF Invest, Zuari Money & back-office tools
  • Capital, derivative & commodity markets
  • Mutual funds, PMS, AIF, REITs, InvITs, FDs, NCDs
PHASE 3 · OPTIONAL

NISM certification

  • NSE-led preparation for NISM V-A
  • Become a Certified Mutual Fund Distributor
  • Delivered online via Zoom/Teams or in person
  • Exam fee reimbursed by ZFL

Ready to build your own financial force?

Join a growing network of trained Channel Sales Associates earning from home — and helping their community invest smarter along the way.