Terms & Conditions:

1. Demat Account Maintenance Fees/Annual Maintenance Charges (“AMC”): All Demat Account charges, including without limitation, annual maintenance charges, transaction charges, shall be debited from the Client's Trading Ledger at actuals in accordance with the Client's Demat Account's Billing.

2. Courier Charges: Actual costs shall be charged per delivery of physical documents.

3. Service Modifications: Any additional services requested by me/us/the client, such as KYC updates, shall be charged separately.

4. Client/s opting for the 'Invest ProMAX' plan shall initially be onboarded under the 'Invest Pro' plan. Their transition to the 'Invest ProMAX' plan will be subject to meeting the required delivery trading turnover over a period of 90 (ninety) days. Post the transition to the 'Invest ProMAX' plan, if the trading turnover is deemed insufficient for the 'Invest ProMAX' plan during the next 90 (ninety) days, the Client shall be transitioned back to the 'Invest Pro' plan. The Client/s may switch between the 'Invest Pro' and 'Invest ProMAX' plans up to 4(four)times in a financial year, with any such change becoming effective from the first trade after approval by Zuari Finserv Limited (ZFL) through communication by E-mail and/or SMS.

5. Invest plus is an MTF plan offering an interest free facility of up to ₹1 Lakh. However, the Client may opt to extend the margin beyond the limit of ₹1,00,000/- within a calendar month of onboarding the Client, subject to interest at the rate of 15% (fifteen percent) applicable upon the extension value beyond the free limit. Interest@15% P.A. will be charged on total value post the calendar month. The maximum Margin Trading Facility funding permitted per user is capped at ₹2 Lakh in the Invest Plus plan. To avail the funding beyond this limit, the client must switch to either the Invest Pro or TradeMax plan.

6. The Client/s shall be required to meet the Mark-to-Market ( MTM ) requirement on daily basis.

7. Brokerage Rates/Slab: The brokerage rates, not exceeding the maximum rates specified by SEBI and the Exchanges, shall be applicable to all transactions executed in the trading account opened by the client under this Account Opening Form. However, any changes in the brokerage rates shall be solely based on the policy/ies of ZFL. No request for change/s from the Client/ s shall be entertained, subject to the subsequent terms and conditions herein and any amendments thereto.

8. Minimum Brokerage: A minimum brokerage of ₹ 20/- (Rupees Twenty only) will be charged per executed order, irrespective of the transaction value. Periodic Review: It shall be client's responsibility to review the brokerage charges periodically.

9. Discrepancy Reporting: Any discrepancy in the brokerage charges must be reported within 7 Days from the date of the transaction. Discrepancies not reported within the aforementioned period shall not be entertained.

10. Statutory Charges: The brokerage rates are exclusive of all statutory, regulatory, government and exchange related charges (including but not limited to Securities Transaction Tax(“STT”), Commodities Transactions Tax (“CTT”), Exchange Transaction Charges and applicable Stamp Duty) and all such charges shall be levied as per the prevailing rates and maybe updated periodically. The details of such charges are available on the website of Zuari Finserv Limited.

11 Changes in Non-Statutory Charges and Additional Charges: In the event of any changes in charges other than Statutory Charges or any other additional charges, such changes shall be intimated to the Client 30 (thirty) days in advance of such charges becoming effective. ZFL may impose any additional charges related to Trading and/or Demat account, provided prior communication is made to the Client.