|
|
|
|
| | | | USD | EUR | GBP | JPY | 83.30 | 89.11 | 103.69 | 0.54 |
| | | | AED | AUD | CHF | CAD | 17.54 | 49.53 | 64.49 | 50.06 |
| | | | HKD | SAR | SGD | ZAR | 8.28 | 17.22 | 47.46 | 4.57 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
52-Week-High (Rs.)
|
142.90
|
|
|
|
|
|
|
* BSE PRICES
|
|
|
|
|
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Operational & Financial Ratios | | | | | | Earnings Per Share (Rs) | 2.28 | 3.14 | 1.93 | 0.50 | -21.67 | DPS(Rs) | 0.65 | 0.64 | 0.00 | 0.00 | 0.00 | Book NAV/Share(Rs) | 83.01 | 80.32 | 79.92 | 85.49 | 89.50 | Margin Ratios | | | | | | Yield on Advances | 10.25 | 10.28 | 11.99 | 11.40 | 11.20 | Yield on Investments | 6.61 | 7.16 | 7.38 | 7.05 | 7.52 | Cost of Liabilities | 3.80 | 3.87 | 4.37 | 4.82 | 4.77 | NIM | 2.50 | 2.33 | 2.59 | 2.21 | 2.33 | Interest Spread | 6.45 | 6.41 | 7.61 | 6.58 | 6.42 | Performance Ratios | | | | | | ROA(%) | 0.18 | 0.27 | 0.19 | 0.04 | -1.29 | ROE(%) | 2.79 | 4.02 | 2.86 | 0.68 | -25.38 | ROCE(%) | 5.54 | 5.28 | 5.36 | 2.77 | -14.42 | Efficiency Ratios | | | | | | Cost Income Ratio | 51.69 | 49.38 | 47.82 | 44.82 | 47.03 | Core Cost Income Ratio | 50.46 | 53.19 | 52.16 | 47.74 | 49.22 | Operating Costs to Assets | 1.65 | 1.54 | 1.61 | 1.44 | 1.49 | Capitalisation Ratios | | | | | | Tier 1 ratio | 0 | 0 | 0 | 0 | 0 | Tier 2 ratio | 0 | 0 | 0 | 0 | 0 | CAR | 0 | 0 | 0 | 0 | 0 | Valuation Parameters | | | | | | PER(x) | 20.51 | 11.16 | 18.99 | 64.83 | 0.00 | PCE(x) | 15.11 | 8.88 | 12.82 | 23.09 | -4.67 | Price/Book(x) | 0.56 | 0.44 | 0.46 | 0.38 | 1.07 | Yield(%) | 1.39 | 1.83 | 0.00 | 0.00 | 0.00 | EV/Net Sales(x) | 1.21 | 1.13 | 1.01 | 1.34 | 1.62 | EV/Core EBITDA(x) | 4.56 | 4.06 | 3.67 | 4.89 | 6.41 | EV/EBIT(x) | 1.87 | 1.67 | 1.51 | 1.94 | 4.43 | EV/CE(x) | 0.07 | 0.06 | 0.06 | 0.09 | 0.11 | M Cap / Sales | 0.60 | 0.52 | 0.48 | 0.41 | 0.86 | Growth Ratio | | | | | | Core Operating Income Growth | 20.20 | -6.06 | 75.17 | 1.64 | 14.97 | Operating Profit Growth | -10.74 | 10.52 | -31.36 | 28.03 | 5.98 | Net Profit Growth | -27.47 | 71.00 | 501.32 | 103.37 | 18.79 | BVPS Growth | 3.35 | 0.50 | -6.52 | -4.48 | -33.92 | Advances Growth | 14.10 | 8.00 | 42.90 | 2.96 | 5.65 | EPS Growth(%) | -27.47 | 62.71 | 286.67 | 102.30 | 51.30 | Liquidity Ratios | | | | | | Loans/Deposits(x) | 0.04 | 0.04 | 0.04 | 0.07 | 0.06 | Cash / Deposits(x) | 0.06 | 0.07 | 0.04 | 0.05 | 0.05 | Investment / Deposits(x) | 0.31 | 0.32 | 0.36 | 0.34 | 0.30 | IncLoan / Deposits(x) | 4.00 | 3.99 | 3.87 | 7.14 | 5.82 | Credit/Deposits(%) | 64.85 | 63.53 | 60.94 | 67.04 | 67.79 | Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | Net NPAs (funded) to Net Advances (%) | 2.72 | 4.80 | 5.73 | 5.78 | 6.56 |
|
|
|
|
|
|