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| | | | USD | EUR | GBP | JPY | 83.52 | 89.34 | 104.64 | 0.53 |
| | | | AED | AUD | CHF | CAD | 17.54 | 49.53 | 64.49 | 50.06 |
| | | | HKD | SAR | SGD | ZAR | 8.28 | 17.22 | 47.46 | 4.57 |
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Industry :
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Bank - Private
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52-Week-High (Rs.)
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167.65
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* BSE PRICES
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Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Operational & Financial Ratios | | | | | | Earnings Per Share (Rs) | 12.66 | 10.28 | 8.02 | 6.46 | 9.30 | DPS(Rs) | 1.00 | 1.00 | 0.30 | 0.50 | 0.50 | Book NAV/Share(Rs) | 100.72 | 89.05 | 79.08 | 71.83 | 65.91 | Margin Ratios | | | | | | Yield on Advances | 10.95 | 10.17 | 11.44 | 12.29 | 11.53 | Yield on Investments | 5.88 | 5.67 | 8.65 | 8.44 | 7.60 | Cost of Liabilities | 4.47 | 4.13 | 5.02 | 5.82 | 5.54 | NIM | 3.38 | 3.23 | 3.57 | 3.51 | 3.72 | Interest Spread | 6.48 | 6.04 | 6.41 | 6.47 | 5.99 | Performance Ratios | | | | | | ROA(%) | 1.46 | 1.32 | 1.15 | 1.00 | 1.60 | ROE(%) | 13.35 | 12.23 | 10.64 | 9.40 | 15.17 | ROCE(%) | 12.05 | 11.04 | 10.51 | 10.16 | 17.34 | Efficiency Ratios | | | | | | Cost Income Ratio | 38.85 | 40.37 | 41.72 | 43.04 | 41.67 | Core Cost Income Ratio | 38.49 | 41.16 | 45.66 | 46.17 | 42.32 | Operating Costs to Assets | 1.73 | 1.76 | 1.97 | 2.04 | 1.96 | Capitalisation Ratios | | | | | | Tier 1 ratio | 0 | 0 | 0 | 0 | 0 | Tier 2 ratio | 0 | 0 | 0 | 0 | 0 | CAR | 0 | 0 | 0 | 0 | 0 | Valuation Parameters | | | | | | PER(x) | 9.94 | 12.56 | 19.43 | 20.07 | 21.96 | PCE(x) | 9.22 | 11.29 | 16.93 | 17.21 | 20.15 | Price/Book(x) | 1.25 | 1.45 | 1.97 | 1.80 | 3.10 | Yield(%) | 0.79 | 0.77 | 0.19 | 0.39 | 0.24 | EV/Net Sales(x) | 2.97 | 3.62 | 3.11 | 2.78 | 4.11 | EV/Core EBITDA(x) | 7.70 | 9.31 | 8.76 | 8.64 | 12.48 | EV/EBIT(x) | 3.76 | 4.68 | 4.29 | 3.76 | 5.02 | EV/CE(x) | 0.21 | 0.24 | 0.24 | 0.23 | 0.34 | M Cap / Sales | 1.98 | 2.33 | 2.79 | 2.29 | 3.98 | Growth Ratio | | | | | | Core Operating Income Growth | 12.85 | 4.75 | 9.22 | 3.95 | 12.67 | Operating Profit Growth | -14.21 | 25.37 | 15.46 | -54.94 | -4.12 | Net Profit Growth | 23.33 | 28.23 | 24.46 | -30.25 | 15.35 | BVPS Growth | 13.11 | 12.60 | 10.09 | 8.99 | 5.23 | Advances Growth | 6.68 | 11.62 | 6.57 | 3.84 | 17.31 | EPS Growth(%) | 23.19 | 28.10 | 24.21 | -30.51 | 4.39 | Liquidity Ratios | | | | | | Loans/Deposits(x) | 0.09 | 0.11 | 0.03 | 0.05 | 0.01 | Cash / Deposits(x) | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | Investment / Deposits(x) | 0.27 | 0.26 | 0.21 | 0.22 | 0.20 | IncLoan / Deposits(x) | 8.95 | 11.14 | 3.02 | 4.98 | 1.25 | Credit/Deposits(%) | 82.17 | 84.63 | 81.19 | 83.09 | 84.98 | Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | Net NPAs (funded) to Net Advances (%) | 2.36 | 2.95 | 4.09 | 2.29 | 1.81 |
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