|
|
|
|
| | | | USD | EUR | GBP | JPY | 83.38 | 88.74 | 102.88 | 0.54 |
| | | | AED | AUD | CHF | CAD | 17.54 | 49.53 | 64.49 | 50.06 |
| | | | HKD | SAR | SGD | ZAR | 8.28 | 17.22 | 47.46 | 4.57 |
|
|
|
|
|
|
|
|
|
|
|
Industry :
|
Bank - Private
|
|
|
|
|
|
|
|
|
|
52-Week-High (Rs.)
|
2063.00
|
|
|
52-Week-Low (Rs.)
|
1605.00
|
|
|
|
|
* BSE PRICES
|
|
|
|
|
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Operational & Financial Ratios | | | | | | Earnings Per Share (Rs) | 54.86 | 42.99 | 34.94 | 30.88 | 25.49 | DPS(Rs) | 1.50 | 1.10 | 0.90 | 0.00 | 0.80 | Book NAV/Share(Rs) | 417.61 | 362.56 | 319.03 | 253.60 | 222.13 | Margin Ratios | | | | | | Yield on Advances | 10.71 | 9.97 | 12.00 | 12.25 | 11.61 | Yield on Investments | 4.70 | 6.65 | 6.76 | 7.65 | 6.94 | Cost of Liabilities | 3.29 | 3.03 | 3.79 | 4.46 | 4.91 | NIM | 4.55 | 4.05 | 4.16 | 3.88 | 3.72 | Interest Spread | 7.42 | 6.94 | 8.21 | 7.79 | 6.70 | Performance Ratios | | | | | | ROA(%) | 2.38 | 2.11 | 1.87 | 1.77 | 1.69 | ROE(%) | 14.12 | 12.68 | 12.47 | 13.08 | 12.18 | ROCE(%) | 14.89 | 13.20 | 12.26 | 11.31 | 13.15 | Efficiency Ratios | | | | | | Cost Income Ratio | 48.15 | 47.15 | 42.19 | 46.90 | 47.37 | Core Cost Income Ratio | 46.56 | 45.30 | 41.82 | 48.13 | 47.59 | Operating Costs to Assets | 2.81 | 2.50 | 2.24 | 2.46 | 2.41 | Capitalisation Ratios | | | | | | Tier 1 ratio | 0 | 0 | 0 | 0 | 0 | Tier 2 ratio | 0 | 0 | 0 | 0 | 0 | CAR | 0 | 0 | 0 | 0 | 0 | Valuation Parameters | | | | | | PER(x) | 31.60 | 40.82 | 50.20 | 41.99 | 52.40 | PCE(x) | 30.21 | 38.89 | 47.41 | 39.25 | 48.73 | Price/Book(x) | 4.15 | 4.84 | 5.50 | 5.11 | 6.01 | Yield(%) | 0.09 | 0.06 | 0.05 | 0.00 | 0.06 | EV/Net Sales(x) | 10.75 | 13.86 | 13.85 | 10.64 | 12.04 | EV/Core EBITDA(x) | 24.80 | 31.09 | 31.61 | 28.59 | 34.46 | EV/EBIT(x) | 13.59 | 17.36 | 17.87 | 13.49 | 14.34 | EV/CE(x) | 0.75 | 0.87 | 0.97 | 0.80 | 0.92 | M Cap / Sales | 10.05 | 12.88 | 12.95 | 9.21 | 10.67 | Growth Ratio | | | | | | Core Operating Income Growth | 28.15 | 9.64 | 13.63 | 20.47 | 17.56 | Operating Profit Growth | 48.37 | 151.89 | 60.93 | -6.17 | -32.51 | Net Profit Growth | 27.61 | 23.09 | 17.11 | 22.24 | 19.12 | BVPS Growth | 15.18 | 13.64 | 25.80 | 14.17 | 12.93 | Advances Growth | 17.92 | 21.27 | 1.78 | 6.83 | 21.20 | EPS Growth(%) | 27.62 | 23.05 | 13.16 | 21.13 | 18.93 | Liquidity Ratios | | | | | | Loans/Deposits(x) | 0.06 | 0.08 | 0.08 | 0.14 | 0.14 | Cash / Deposits(x) | 0.05 | 0.12 | 0.04 | 0.04 | 0.05 | Investment / Deposits(x) | 0.33 | 0.32 | 0.38 | 0.29 | 0.32 | IncLoan / Deposits(x) | 6.45 | 8.33 | 8.44 | 14.46 | 14.28 | Credit/Deposits(%) | 88.09 | 87.03 | 79.85 | 83.61 | 91.06 | Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | Net NPAs (funded) to Net Advances (%) | 0.37 | 0.64 | 1.21 | 0.71 | 0.75 |
|
|
|
|
|
|