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| | | | USD | EUR | GBP | JPY | 83.38 | 89.41 | 104.18 | 0.54 |
| | | | AED | AUD | CHF | CAD | 17.54 | 49.53 | 64.49 | 50.06 |
| | | | HKD | SAR | SGD | ZAR | 8.28 | 17.22 | 47.46 | 4.57 |
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Industry :
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Bank - Private
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* BSE PRICES
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Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Operational & Financial Ratios | | | | | | Earnings Per Share (Rs) | 0.25 | 0.43 | -1.38 | -13.08 | 7.43 | DPS(Rs) | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | Book NAV/Share(Rs) | 13.83 | 13.46 | 13.25 | 17.31 | 116.22 | Margin Ratios | | | | | | Yield on Advances | 11.17 | 10.51 | 12.01 | 15.20 | 12.27 | Yield on Investments | 4.68 | 6.05 | 8.74 | 12.24 | 7.11 | Cost of Liabilities | 5.01 | 4.65 | 5.56 | 8.79 | 5.90 | NIM | 2.64 | 2.32 | 3.10 | 3.04 | 2.74 | Interest Spread | 6.16 | 5.86 | 6.45 | 6.42 | 6.37 | Performance Ratios | | | | | | ROA(%) | 0.21 | 0.36 | -1.30 | -5.14 | 0.50 | ROE(%) | 1.95 | 3.19 | -12.61 | -67.52 | 6.53 | ROCE(%) | 5.03 | 5.42 | 0.18 | -10.02 | 7.19 | Efficiency Ratios | | | | | | Cost Income Ratio | 73.13 | 70.12 | 55.48 | 36.06 | 43.50 | Core Cost Income Ratio | 73.32 | 72.27 | 60.70 | 38.35 | 44.49 | Operating Costs to Assets | 2.44 | 2.15 | 2.12 | 2.61 | 1.64 | Capitalisation Ratios | | | | | | Tier 1 ratio | 0 | 0 | 0 | 0 | 0 | Tier 2 ratio | 0 | 0 | 0 | 0 | 0 | CAR | 0 | 0 | 0 | 0 | 0 | Valuation Parameters | | | | | | PER(x) | 60.32 | 28.88 | 0.00 | 0.00 | 37.01 | PCE(x) | 37.75 | 21.02 | -12.57 | -1.75 | 31.49 | Price/Book(x) | 1.09 | 0.91 | 1.18 | 1.30 | 2.37 | Yield(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.73 | EV/Net Sales(x) | 5.32 | 5.41 | 5.14 | 5.45 | 5.81 | EV/Core EBITDA(x) | 37.93 | 35.32 | 22.17 | 11.90 | 21.16 | EV/EBIT(x) | 7.67 | 7.38 | 13.08 | -90.74 | 7.76 | EV/CE(x) | 0.34 | 0.32 | 0.38 | 0.55 | 0.45 | M Cap / Sales | 1.91 | 1.62 | 1.95 | 1.08 | 2.15 | Growth Ratio | | | | | | Core Operating Income Growth | 21.85 | -12.53 | 9.16 | -30.62 | 26.78 | Operating Profit Growth | -24.59 | 36.08 | 56.72 | -129.62 | -175.54 | Net Profit Growth | -32.71 | 130.80 | 78.91 | -1,054.38 | -59.28 | BVPS Growth | 2.71 | 1.62 | -23.46 | -85.10 | 3.90 | Advances Growth | 12.27 | 8.48 | -2.65 | -29.01 | 18.65 | EPS Growth(%) | -41.37 | 130.80 | 89.44 | -276.04 | -59.49 | Liquidity Ratios | | | | | | Loans/Deposits(x) | 0.36 | 0.37 | 0.39 | 1.08 | 0.48 | Cash / Deposits(x) | 0.06 | 0.22 | 0.04 | 0.06 | 0.05 | Investment / Deposits(x) | 0.35 | 0.26 | 0.27 | 0.42 | 0.39 | IncLoan / Deposits(x) | 35.61 | 36.62 | 39.25 | 108.00 | 47.64 | Credit/Deposits(%) | 93.46 | 91.82 | 102.42 | 162.72 | 106.10 | Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | Net NPAs (funded) to Net Advances (%) | 0.83 | 4.53 | 5.88 | 5.03 | 1.86 |
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