|
|
|
|
| | | | USD | EUR | GBP | JPY | 83.52 | 88.89 | 103.80 | 0.54 |
| | | | AED | AUD | CHF | CAD | 17.54 | 49.53 | 64.49 | 50.06 |
| | | | HKD | SAR | SGD | ZAR | 8.28 | 17.22 | 47.46 | 4.57 |
|
|
|
|
|
|
|
|
|
|
|
Industry :
|
Bank - Private
|
|
|
|
|
|
|
|
|
|
|
* BSE PRICES
|
|
|
|
|
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Operational & Financial Ratios | | | | | | Earnings Per Share (Rs) | 3.39 | 2.27 | 1.26 | -12.41 | -19.54 | DPS(Rs) | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | Book NAV/Share(Rs) | 34.52 | 30.87 | 28.39 | 26.51 | 39.92 | Margin Ratios | | | | | | Yield on Advances | 12.65 | 13.36 | 15.56 | 16.04 | 15.04 | Yield on Investments | 6.84 | 6.85 | 8.51 | 8.15 | 7.28 | Cost of Liabilities | 3.41 | 3.69 | 4.63 | 5.34 | 5.93 | NIM | 3.92 | 3.58 | 3.49 | 2.88 | 2.26 | Interest Spread | 9.24 | 9.67 | 10.93 | 10.70 | 9.11 | Performance Ratios | | | | | | ROA(%) | 1.15 | 0.81 | 0.45 | -4.16 | -4.51 | ROE(%) | 10.37 | 7.66 | 4.68 | -44.13 | -64.27 | ROCE(%) | 11.49 | 9.16 | 7.33 | -8.09 | -22.94 | Efficiency Ratios | | | | | | Cost Income Ratio | 44.72 | 45.89 | 46.23 | 55.35 | 55.98 | Core Cost Income Ratio | 47.49 | 49.75 | 52.97 | 59.99 | 58.11 | Operating Costs to Assets | 2.14 | 2.11 | 2.03 | 2.11 | 1.61 | Capitalisation Ratios | | | | | | Tier 1 ratio | 0 | 0 | 0 | 0 | 0 | Tier 2 ratio | 0 | 0 | 0 | 0 | 0 | CAR | 0 | 0 | 0 | 0 | 0 | Valuation Parameters | | | | | | PER(x) | 13.28 | 18.87 | 30.49 | 0.00 | 0.00 | PCE(x) | 11.69 | 16.13 | 23.65 | -1.60 | -2.45 | Price/Book(x) | 1.30 | 1.39 | 1.36 | 0.73 | 1.17 | Yield(%) | 2.22 | 0.00 | 0.00 | 0.00 | 0.00 | EV/Net Sales(x) | 2.97 | 3.30 | 2.88 | 2.73 | 3.69 | EV/Core EBITDA(x) | 6.99 | 8.05 | 8.15 | 11.11 | 20.08 | EV/EBIT(x) | 4.25 | 4.74 | 4.16 | 11.64 | -12.22 | EV/CE(x) | 0.18 | 0.20 | 0.19 | 0.19 | 0.25 | M Cap / Sales | 2.35 | 2.52 | 2.08 | 0.96 | 1.64 | Growth Ratio | | | | | | Core Operating Income Growth | 24.75 | 7.49 | 22.16 | 18.16 | 4.70 | Operating Profit Growth | 29.32 | 38.96 | 60.36 | 41.49 | -30.07 | Net Profit Growth | 49.43 | 79.43 | 110.55 | 14.75 | -83.50 | BVPS Growth | 11.82 | 8.73 | 7.10 | -33.59 | -23.80 | Advances Growth | 18.70 | 6.87 | -1.30 | -11.55 | -14.53 | EPS Growth(%) | 49.43 | 79.43 | 110.18 | 36.46 | 26.85 | Liquidity Ratios | | | | | | Loans/Deposits(x) | 0.05 | 0.06 | 0.07 | 0.17 | 0.20 | Cash / Deposits(x) | 0.07 | 0.12 | 0.06 | 0.05 | 0.06 | Investment / Deposits(x) | 0.39 | 0.36 | 0.35 | 0.37 | 0.41 | IncLoan / Deposits(x) | 4.95 | 6.15 | 6.89 | 16.52 | 19.92 | Credit/Deposits(%) | 63.63 | 58.75 | 55.51 | 58.38 | 64.56 | Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | Net NPAs (funded) to Net Advances (%) | 0.92 | 1.27 | 1.97 | 4.19 | 10.11 |
|
|
|
|
|
|